Privacy Policy

Effective Date: February 4, 2026

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A & H Risk Management LLC ("we," "us," "our," or the "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information you provide when visiting our website [insert website URL] (the "Site") or interacting with our services.

We collect limited personal information solely to serve our customers effectively, respond to inquiries, provide services, and market our risk management offerings. We do not sell or share your personal information with third parties for their own purposes, and we do not engage in any data monetization practices.

Information We Collect We collect information that you voluntarily provide to us, including:

• Contact details such as your name, phone number, email address;

• Business-related information such as your business name, location, and any other details you submit through forms, emails, contact requests, or other interactions on the Site;

• Any additional information you choose to provide (e.g., in messages, inquiries, or service requests).

We may also automatically collect limited non-personal information through standard web technologies, such as:

• IP address, browser type, device information, pages visited, and referral sources (for site analytics and security).

We do not use cookies or tracking technologies for advertising or profiling unless explicitly stated otherwise.

How We Use Your Information

We use the information we collect only for the following purposes:

• To respond to your inquiries, process requests, and provide customer support;

• To deliver and improve our risk management services;

• To communicate with you about services, updates, promotions, or marketing related to our offerings (you may opt out of marketing communications at any time);

• To operate, maintain, and secure our website;

• To comply with legal obligations, prevent fraud, or enforce our agreements;

• For internal business purposes, such as data analysis and service improvement (in aggregated or de-identified form where possible).

Information Sharing and Disclosure

We do not sell, rent, or share your personal information with outside organizations, entities, or third parties for their independent marketing or commercial purposes.

We may disclose your information only in limited circumstances:

• To service providers (e.g., hosting, email, or analytics tools) who assist us in operating the Site and providing services, under strict confidentiality obligations;

• If required by law, court order, subpoena, or government request;

• To protect the rights, property, or safety of A & H Risk Management LLC, our users, or the public;

• In connection with a business transfer (e.g., merger or acquisition), where the successor agrees to similar privacy protections.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, loss, misuse, or alteration. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

Your Choices and Rights

• You may opt out of marketing emails by using the unsubscribe link or contacting us.

• You may request access to, correction of, or deletion of your personal information by contacting us (subject to legal exceptions and verification).

• Arizona law requires notification in the event of certain data breaches involving personal information. We will comply with applicable breach notification requirements.

Children's Privacy

Our Site and services are not directed to children under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware of such collection, we will delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review it periodically.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact:

A & H Risk Management LLC

Email: Owner@arizonarisk.com Phone: (520) 240-8778

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By using our Site, you agree to the terms of this Privacy Policy.

Thank you for trusting us with your information.